Notarial deeds – Transfers of properties of real estate units
In the fourth quarter of 2017, seasonally adjusted sales or any other kind of exchange in return for payment of real estate units dedicated to all kinds of use rose (214,044) by 2.1% compared to the previous quarter. Homes and appurtenances registered a growth (+2.5%), while properties for business purposes decreased (-3.1%) . Compared to the previous quarter, the growth concerned North-east (+4.7%), South (+2.2%), North-West (+2.1%) and Centre (+1.5%) areas for transfers of properties dedicated to all kinds of use; in the Islands a decrease was registered (-3.4%). For homes and appurtenances the trend was substantially the same. On the other hand, real estate units for business marked negative values in North-West (-9.6%), South (-7.3%) and Islands (-5.2%) areas.
Nationwide real estate unit exchange agreements increased by 5.6% over the same period of the previous year. For total number of sales or any other kind of exchange of real estate units in return for payment, the expansion concerned the South (+7.8%), North-East (+6.3%), North-West (+6.2%) and Centre (+4.5%). The growth concerned metropolitan cities and small municipalities: transfers of residential properties increased respectively by +4.3% and by +6.7% and transfers of properties of real estate units for business purposes increased respectively by +4.7% and by +7.8%.
In relation to the type of use, the transfers of residential properties rose by +5.6%, those for business use by +6.5% and transfers of multi-owned properties and real estates for special uses by 3.2%.
200,499 (93.7%) transfers of properties concerned homes and appurtenances, 12,362 (5.8%) real estate units for business purposes and 1,183 (0.6%) estates for special uses and multi-owned properties.
Concerning the year 2017, the total number of sales or any other kind of exchange of real estate units in return for payment (755,784) increased by 3.7% over the previous year, transfers of properties of real estate units for residential use (706,459) increased by 3.8%, and transfers of properties of real estate units for business purposes (45,165) increased by 2.5%.
All geographical areas showed positive trends both for transfers of properties for homes and appurtenances and for real estate units for business use.
Notarial deeds – Stipulation of mortgage-secured loans
The mortgage-secured loans stipulated in the fourth quarter of 2017 registered a +0.9% compared with the ones in the third quarter of 2017. South (+3.8%), North-East (+2.3%) and North-West (+1.4%) areas showed positive trends, while Islands and Centre had negative percentage variations (respectively -5.2% and -1.6%). The comparison with the same period of the previous year showed a decrease. Nationwide, the mortgage-secured loans stipulated in the fourth quarter of 2017 were 106,500, that is a 1.9% reduction over the fourth quarter of 2016.
Mortgage-secured loans had negative trends in the Centre (-5.8%), the Islands (-1.9%), North-West (-1.8%) and North-East (-0.9%), on the contrary they showed positive results in the South (+2.0%).
Mortgage-secured loans stipulated in the fourth quarter of 2017 showed a decline both in metropolitan cities and small municipalities (-2.2% and -1.7%) compared with the same quarter of 2016.
Considering the year 2017, the mortgage-secured loans (406,681) increased by 1.6% over the previous year. All geographical areas reported positive trends, excluding the Centre and the North-East, which remained stable.